Risk control system

1, cooperation agencies access All financial institutions in a certain financial platform to promote and publish corporate bonds financing projects, the need to go through the strict access to the platform. Review of the contents of the organization's basic information and financial qualifications, professional qualifications, institutional credit records, historical records, etc., in order to ensure that the cooperative institutions have qualified risk assessment and management capabilities. The standard of access to cooperation is: · should be custodian accounts receivable payment for each large joint-stock commercial bank; & middot; insurance institutions as the world's third largest credit insurance group and the single institution (Pacific Insurance, Ping An, the earth) and CITIC insurance; · project cooperation and supplementary guarantee agencies for large-scale factoring companies, the company is required to pay more than 100000000 of the capital of the factoring company, past projects operating well, there are more than 2 bank credit, cash deposits, etc.. 2, investment project audit All investment projects recommended by the cooperation agency, the four layer of the financial platform must be approved by a financial platform, investors can recommend. Platform audit process is as follows: First, the project trial: a certain financial management of the project information submitted by the client manager to do a preliminary audit, in accordance with the platform business specification, the data complete project to enter the risk audit stage. Two, risk audit: a certain financial management department of the risk of the project to do a written examination and field survey. The written audit includes the basic information of the creditor's rights, the debt enterprise, the asset status, the creditor's rights documents, the credit report of the cooperative organization, the guarantee or the insurance contract. Three, compliance review: a certain financial department of justice for all kinds of contracts, trading documents to do legal compliance review. Four, the final will: by the handling of customer manager, the wind pipe manager, compliance manager of the final committee to do the project report, the final committee voted to decide whether the financial products in the platform release. 3, project investment management Certain financial platform for the supervision and cooperation of financial institutions after the loan management, monitoring of debt, debt business changes in the operating situation, to ensure that the risk margin in full, develop the project payment contingency plans, to remind and supervise the maturity of repayment. Platform to provide comprehensive information disclosure services, so that investors can clearly understand the real situation of the investment underlying assets, which is the traditional financial management, trust, funds and other traditional financial management methods do not have to do. Certain financial platform for investment has become transparent, so that investors can be assured.